Wednesday, December 21, 2011

The decision to prepare for buying a home.

1. Do not buy a house with passion and satisfaction. However, regardless of ability to purchase and installment loans. Do not buy a house at a price higher than you. The value of a home loan should not exceed 30% of income.

2. Trying to collect money for a down payment of at least 25% as much as possible to reduce the burden of repayment.

3. Keep spending money when they need money that is not prepared to buy a house. You can be easily calculated that for a period of 6 months at least.

4. Get some money into the decoration.


Before buying a home should calculate the interest rate and money to pay in the bank and land office. To be able to prepare financial statements prior to the purchase and operation of a bank loan.